Medicare And Which Is Best For You?

There are different parts of Medicare. This health benefit is for people who are over the age of 65 years. Even someone under the age of 65 years can avail this if they have certain disabilities. The Medicare plan is divided into different parts.

Different parts of Medicare

There are four different parts under Medicare.

They are Part A, Part B, Part C and Part D.

The Part ‘A’ and Part ‘B’ comprises the Original Medicare. Part C is the Medicare advantage plans and Part D consist of Prescription drug Coverage.

Medicare Part A is about hospital coverage and Part B provides coverage for Medical coverage like doctor and clinical lab services, Home health care, screening and surgical fees and others. This coverage is provided by the government.

Part C of Medicare that is also known as Medicare advantage plans is a different way that provides coverage for both Part A and Part B. In one plan both the Part A that is hospital coverage and Part B that is medical coverage is combined. In case someone is interested to combine Part D too in the same plan then they can look out for Medicare Advantage Prescription Drug Plan. This will provide the cost of the prescription drugs too along with the medical and hospitalization cost.

Get enrolled to fetch long time benefit

When one need to enroll in Medicare plans they can go for Original Medicare by choosing both Part A and part B or either, or else get part C that is the Medical Advantage plans.  If someone gets a plan after checking out the Doctors lists, drug coverage and the rating by federal government they can be benefitted when they are under any treatment. There are many situation when one have to undergo medical treatment. If these plans are there for elderly people then they can be at peace of mind. They do not have to worry about the costs that they have to bear for the treatment.

There is a controversy that whether one should stick to Original Medicare or get Medical Advantage plans. Now, it is true that in order to get Medicare Supplement Plans 2018 one has to pay some extra premium than that of original Medicare. However, by paying a little bit extra a person can get eye care, dental and some other benefits that is not available in original Medicare. Thus, depending upon the situation an individual can choose any one Medicare plans.